Driving Safety Tips as Daylight Savings Ends
Posted: November 16, 2024
Fall and the end of daylight savings time is upon us once again. As the clocks are turned back an hour, you can expect your normal sleeping patterns to be disrupted for about a week before they return to normal, as the amount of sunlight in a day is less. Driving to work or around town could be just that much more challenging. Here are some...
5 Steps to Protect Your Home from Carbon Monoxide
Posted: November 2, 2024
Carbon monoxide (CO) is a colorless, odorless, and tasteless gas produced when any carbon-based substance is burned to create heat or energy. If inhaled in small quantities, carbon monoxide causes dizziness, weakness, headaches, vomiting, and chest pain. When inhaled in more significant amounts, the gas is fatal for children and adults. If a person is asleep or intoxicated when they begin to breathe carbon monoxide,...
Your Guide to Purchasing a Home Security System
Posted: October 16, 2024
In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace of mind. Beyond deterring potential intruders, modern security systems offer many benefits, from protecting your home to integrating with smart technology for added convenience. Types of...
How to Prevent House Fires & What to Do if One Occurs
Posted: October 2, 2024
October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA), U.S. firefighters respond to an average of 346,800 house fires annually, resulting in over 2,500 deaths and billions in property damage. Understanding how to prevent fires...
When is a Car Considered Totaled—And What Happens When It Is?
Posted: September 30, 2024
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...